π Welcome to the Groves Broker Lite Hub
Everything You Need. One Powerful Hub. Built by brokers, for brokers. This is your centralized command center for closing more loans with less friction β backed by support, tech, and 100+ lender options.
β‘ Quick Access Tools
Approved States Map
Explore our 30-state licensing footprint and state-specific guidelines.
Zoom Chat Setup Instructions
Meet live with our team for support, onboarding, or compliance questions.
Live Broker Calendar
Join upcoming trainings, system rollouts, and live Q&As from GCI leadership.
Broker Training Library
All the training you need to access for your LOS "Lending Pad", Pricing Engine "Lender Price", Income Calculators, Marketing and Lender Flyers.
Approved Lenders ( Lender List)
Access your full suite of approved lenders, comp plans, AE contact information, lender information and flyers for all loan types ranging from Conventional, FHA, VA, USDA, Non QM, Commercial, 2nd loans, Hard money and more!
πΌ Groves Broker Lite Program
Compensation & Access That Put You First Designed for independent, self-managed MLOs who want a lean, high-margin platform with no fluff and full backend access.
| Feature | Details |
|---|---|
| Lender Paid Compensation | 2.75% and 2% with option to go Borrower Paid |
| Comp Split | 90% to Broker/ 10% to GCI |
| Minimum Per File | $695 (if 10% is less than $695) |
| Subscription Fee | $129/month (required) |
| Whatβs Included | CRM + Website with lead capture, LendingPad access, Lender Price, Onboarding and ongoing support |
| Processing Access | Internal & third-party processor support-Cost varies from $595-$795 based on lender selected |
| Broker Status | 1099, broker-only model with no micromanagement |
| Licensing | Approved in 30+ states |
| Loan Types | All residential, HELOCs, Non-QM, commercial |
Access to UWM and Carrington NDC β must work with internal processing team to access
State Ambassador Loan - CLICK HERE TO READ MORE
πBroker Lite β Two Powerful Channels to Lend On
Broker Channel
Product Types-
Conv, VA, Jumbo, FHA, DPA, HELOC, AIO, Reverse, UWM 0% down, Non-QM
Full LPC spread is found under the LPC column on the lender list
When going borrower paid you MUST charge a value under the LPC
Your minimum BPC charge needs to account for the GCI minimum of $695, internal processing fee of $795 if applicable, and LO compensation that you want to earn
Correspondent Channel
Product Types-
ONLY Conv, VA, Jumbo, USDA, Non-QM
Self-Gen Comp is selected individually and adjustable every 90 days - you can choose a set value between .5% and 2.75%
Company -Gen Comp is pre-set at 1.25% and always available to use
ONLY loans under 90% LTV can be submitted on the correspondent channel
UWM NDC pricing portal is missing .255% margin on NON-QM products, ensure to account for it when you are pricing
Email [email protected] for dedicated pricing support on either channel
Non-Delegated Correspondent (NDC) - Groves processing will always charge the $795 processing lender fee to the client.
Broker / Wholesale Loans - MLO cannot charge the processing fee to the client if using a Groves processor, the fee will come out of the MLO's commssion.
Broker / Wholesale Loans - MLO can use a third party processor to charge the processing fee to the client, reach out to [email protected] for third party processing approval or recommendations.
Self Processing - Self processing is only approved on the Broker / Wholesale Channel, the MLO will need to reach out [email protected] for self processing approval. The MLO cannot charge an additonal fee when self processing.
π Broker LITE Automation Suite
Automate lead follow-up, client nurturing, and pipeline engagement with tools made specifically for mortgage pros.
β Included Tools
π² Mortgage CRM + SMS
Nurture past clients automatically and stay top-of-mind forever.
β’ 14-day re-engagement SMS campaign
β’ Then monthly follow-up texts every 30 days β no manual work required
β’ Triggered only when tagged as Past Client
β’ Built-in CRM tracks past client activity, notes, and retention
π³ Just $129/month
π€ Deal Daddy (AI Sales Assistant)
Your always-on AI that turns new leads into applications.
β’ Triggered when a lead is tagged as New Lead
β’ Sends 14-day high-converting engagement campaign
β’ Then continues monthly email nurturing every 30 days
β’ You're notified if leads respond or book an appointment
π³ $149/month
π Mortgage Mommy (AI Processing Assistant)
Automates your in-process pipeline with borrower and partner updates.
β’ Triggered when a lead is tagged as In Process
β’ Sends smart reminders to collect documents
β’ Communicates with title, escrow, and clients via email
β’ Sends automated status updates every 3β5 days until clear to close
π³ $149/month
π± AI Social MediaBoost
Your content, done for you β 3x a week across 3 platforms.
β’ Posts on Instagram, Facebook, and LinkedIn
β’ Includes branded, educational, and timely mortgage content
β’ Fully managed by our team based on your brand style
π³ $399/month
New Lead
Starts Deal Daddy 14-day + ongoing email flow (if subscribed)
In Process
Activates Mortgage Mommy email automation (if subscribed)
Past Client
Begins CRM + SMS monthly nurture flow (if subscribed)
24/7 AI follow-up without hiring help
No setup stress β we onboard for you
Real results for under $10/day
Stay compliant, consistent, and in control
π What Our Team Says: Groves Capital on Glassdoor
At Groves Capital, we pride ourselves on fostering a supportive and empowering environment for our brokers and staff. Don't just take our word for itβsee what our team members have to say:
4.8/5
Overall Rating
Based on 47 reviews, Groves Capital holds a 4.8 out of 5-star rating on Glassdoor
100%
Recommend to a Friend
Every reviewer would recommend Groves Capital to a friend, highlighting our positive workplace culture
100%
CEO Approval
Our leadership is fully endorsed by our team, reflecting trust and confidence in our direction
Broker Partner Testimonials
Freedom, it's similar to owning your own brokerage without the cons... They give you the tools to succeed and the freedom to do so in the way you want to.- Branch Manager, San Diego
Great training. Over 160 lenders to work with. Diverse loan options for everyone. Great leadership with an open door policy.- Mortgage Loan Officer, Florida
Awesome company for the seasoned MLO.- Mortgage Loan Officer, Texas
Explore More Reviews: Discover more about our team's experiences on our Glassdoor profile.β
Our founders came from the big banks. We saw talented originators getting underpaid and over-managed. That's why we built a model where YOU keep control, set your comp, and get the support you actually need. We offer a flat fee model, raw pricing, and 100% transparency 4no tiers, no BS
Ready to Join? Take the Next Step:β
Get Started & Subscribe Now β $129/month + Add on's
Starts onboarding and connects you to our support team + Activates your CRM + Website with lead capture form and email drip subscription